The following unacceptable industries are in part due to Bank Card Rules prohibition, illegal or likely to be deemed illegal, fraud or high potential for excessive chargebacks, or where experience has demonstrated high losses or high chargebacks. Paymate regrets we cannot offer payment facilities to sellers who wish to operate in these categories of goods and services. If you are not sure whether your business fits into any of these categories, please email
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.
All Sexually Oriented or Pornographic merchants including:
Adult Book Stores/Video stores
Adult Telephone Conversations or video text
Companion/Escort Services/Dating Services
Massage Parlors
Topless bars/clubs
Modeling agencies
Miscellaneous entertainment (not elsewhere classified)
Aggregators (third party payment processors)
Audio/video text
Airlines
Cruise Lines
Any Illegal products/services or any service or product providing peripheral support of illegal activities
Auction Houses
Bail Bondsmen
Cellular Phone/Beepers (Services, not equipment)
Chain Letters
Charities (other than well known)
Check Cashing
Collection agencies or firms involved in recovering/collecting past due receivables
Credit Repair
Credit Card Protection or Identity Theft Services
Currency Exchanges
Drug Paraphernalia
Extended Warranty Companies
Flea Markets (with no lease and phone availability) (Virtual terminal/Wireless considered High Risk)
Fortune Tellers
Merchants offering free gifts, prizes, sweepstakes or contests as an inducement to purchase a product/service
Get Rich Quick Schemes
Health Membership Clubs (Extended Memberships)
Import/Export (Non Mag Stripe or MO/TO)
Investment Programs/ Opportunities
Internet pharmacies
Internet tobacco/cigarettes
Lotteries, Gambling, internet Gambling, contests or sweepstakes
Sports forecasting or odds making
Mortgage Reduction Services
Taxi/Limousines (singletons) Virtual terminal/Wireless considered High Risk)
Pseudo-pharmaceuticals (anti-aging pills, sex nutrients, etc.)
Prepaid Cards/quasi cash
Real Estate Seminars
Shippers/forwarding Brokers
Timeshare
Travel Agents/Tour Operators/Travel Clubs
Merchants engaged in Door to Door Sales
Pyramid or multi-level marketing distribution
Third party order fulfillment
Merchants engaged in Outbound Telemarketing
Infomercial merchants or other inbound telemarketers engaged in upsell
Merchants offering rebates or special incentives
