Australian Fees - Credit Card Payments

Paymate allows clients to share the fees between the buyer and seller. Sellers can also opt to absorb the buyer fees.

The tables below show the buyer and seller fees separately. When you make a payment, Paymate calculates the fees and GST on the fees automatically for you.

The Monthly Fees on Subscription Account provides a 'volume discount' for prepayment; the monthly fees are 1.5% (+ GST) of the Prepaid Amount. E.g. on an Economy Account, you prepay $3.30 per month for a Prepaid Amount of $200; you will pay no additional fees until you receive MORE than $200 in a month, when a discounted rate of 2.2% will apply. Regular sellers can select a Subscription Account to match their expected monthly payments. You can upgrade your account at any time by logging into you Paymate account.

Paymate Seller Fees

Please note that acceptance of foreign currency credit card payments incurs an additional 1.5% seller’s fee.

ALL Paymate fees charged to an Australian buyer or seller are subject to 10% GST charge ON THE FEE ONLY.

Account Type and Monthly Limit	Monthly Fees	Prepaid Amount	Txn Fee for Credit Card payments over prepaid amount
STANDARD Limit AU$5,000	Nil	Nil	All credit card payments charged at 2.4%**
ECONOMY Limit AU$5,000	AU$3.30 (incl GST)	AU$200	Payments received above AU$200 charged at 2.2%**
PROFESSIONAL Limit AU$5,000	AU$8.25 (incl GST)	AU$500	Payments received above AU$500 charged at 1.9%**
PREMIER Limit AU$5,000	AU$16.50 (incl GST)	AU$1,000	Payments received above AU$1,000 charged at 1.8%**
eBUSINESS Limit AU$10,000 [Can be increased with approval]	AU$33.00 (incl GST)	AU$2,000	Payments received above AU$2,000 charged at 1.7%**

Paymate Buyer Fees

Charged to buyer at time of payment. Seller can opt to absorb this fee (check box in myAccount after log in).

ALL Paymate fees charged to an Australian buyer or seller are subject to 10% GST charge ON THE FEE ONLY.

Buyer fees are NIL for payments made via Checkout only on www.ebay.com.

Currency of Credit Card Payment	Buyer Fee
Australian Dollars	3% + AUD 0.50
US Dollars	3% + USD 0.50
EUROs	3% + EUR 0.25
British Pounds	3% + GBP 0.25
New Zealand Dollars	3% + NZD 0.50

Minimum and Maximum Payment Amounts

The minimum payment amount a Sender can make in a single Payment transaction via Paymate is $1, and the maximum is AU$9,999 or equivalent foreign currency.