




What is Paymate OnTheGo?
Paymate OnTheGo is the latest innovation for small businesses that want to accept payments on the go.
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How does it work?
There are two parts to Paymate OnTheGo – a swiper and a free downloadable app. To see Paymate OnTheGo in action, click on the video below to watch the recent news story on Channel Ten.
The swiper or credit card reader
This is the device that plugs into your smartphone's headphone jack. It reads the information on a credit card when you swipe it through.
The app
Download it from the appropriate app store to your smartphone, for free. Enjoy a suite of tools that processes payments, emails receipts, tallies transactions, cuts paperwork, and more.
You will also need a Paymate account to process the credit card transactions and pay the money directly into your bank account.
| Apply now, order your swiper and start accepting payments anywhere you do business. |
Who is it for?
- The service is available in Australia only.
- Paymate OnTheGo is perfect for any business or enterprise that doesn't have a merchant facility or a mobile merchant facility.
- You might be your own boss, or have a few employees.
- Maybe your job takes you out and about, or you work from home.
- Perhaps you're a tradesperson or provide a professional service.
- If you've always wanted to be able to process credit cards and get paid on the spot, then Paymate OnTheGo is the go.
| If it's for you, apply now! |
Is it expensive?
No. Paymate OnTheGo is a very cost effective merchant facility. There are no setup or ongoing fees and you are not locked into a contract. You only pay a one-off fee of AUD$19.95 to purchase the swiper – and from there it's pay as you go, with a 2.475% + $0.55 fee per transaction (includes GST).
As a Paymate OnTheGo seller, you are now able to select any account type and benefit from the associated volume discounts. This allows you to choose the pricing plan that suits best your business needs based on the volume of transactions you do on a monthly basis.
| See Paymate OnTheGo fees for more details. |
Business benefits
Paymate OnTheGo is packed with features that you can use to benefit your business.
Control cash flow
Cash flow is king and Paymate OnTheGo helps you take control by getting paid faster, with money going straight into your bank account, usually overnight.
Better record-keeping
Paymate OnTheGo can email receipts to your customers – saving you the hassle of doing it later. It also tallies up your transactions, stores your history, allows for refunds, and even works offline if you're out of mobile coverage.
Makes tax time less taxing
With better records comes simpler reporting to the ATO and easier compliance. Your tax advisor can confirm whether Paymate OnTheGo is a tax-deductible business expense for you.
Never lose a sale
The ability to offer and accept payments by credit and debit card ensures you're transacting right at the point you make a sale, right at the time the job is done. You will never lose a sale or put one off again – and that means more sales conversions and better cash flow.
Easy and convenient
Paymate OnTheGo is both easy and convenient. Now you can have a merchant facility without having to deal with the banks – simply apply online, get approved the same day, and you're in business.
Versatile
The Paymate OnTheGo swiper enables you to accept credit card payments. But you can also offer your customers the choice of paying in cash, and use the app's functions separately. By collecting customer information such as email addresses (to send a receipt) you're also creating an opt-in database for further contact and selling opportunities.
Smart thinking
You'll not only look more professional, you'll be more businesslike too. The swiper is small, stylish and smart – and goes wherever your business takes you.
| If you're still waiting to get paid, you need Paymate OnTheGo. |



